• ROI: 35% (fixed return)
• Contract Duration: 15 months
• Farm Size: 200 Acres
• Location: Ghana
• Invest units: Acre
Risk Assessment Score
4.2 Low
How risk assessment score works
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Low Risk: 0.0 – 4.99 |
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Medium Risk: 5.0 – 6.99 |
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High Risk: 7.0 – 10.0 |
How my money will be used? Your fund will be used to buy farm inputs to successfully produce the land, hire workers, and sell the harvest.
Insurance Policy: Insured by Leadway Assurance. Leadway Multiperil Insurance policy will be bought for the farm. Scenario A: If the crops are lost before Harvest, the insurance policy will pay back the costs of replanting your crops and growing your crops to maturity less the policy co-pay. The co-pay is the amount subtracted from the amount claimed to get the amount payable to your farm. Co-pay can be up to 10%. Scenario B: If the crops are lost or damaged during harvest, the insurance policy will pay back the market value of crops lost or damaged during harvest.
Return & VAT: You will get a 16% return on investment in 6 months. At the end of your contract duration, you will receive both capital and return but you will also pay VAT of 5% on the return to the government.
Farm’s Story (meet the farmers and the youth)
Online farm investment in Nigeria
How Insurance mitigates the risk (weather, diseases and pests):
The insurance policy will insure your farm against the risks of physical loss or damage to crops caused directly by the following perils: Fire, Lightning, Aircraft damage, Windstorm Damage, Flood, Outbreak of Pest and Diseases. The standard coverage provided by this policy will pay for the production costs of crops that have been lost or damaged during the period from planting up to the maturity of the crop.
